It’s at this time of year that you see a lot of adverts for Christmas savings clubs.
Despite the Farepak collapse there are still other businesses out there willing to take your money.
One company was advertising recently on the television and you could save towards High Street vouchers.
Looking at the advert, I am not so sure this is such a good idea…
Don’t think vouchers for Woolworths are worth much these days!
Seriously though these saving schemes are very popular, there are often better ways to save money for Christmas.